Who can I send Euro (EUR) to?

You can send Euro (EUR) to any SEPA country . You can also send Euro (EUR) to countries outside of the SEPA zone , but this might cost more.

What information do I need about my recipient?

You’ll need to know their full name and bank account number. In Europe, this is a code called an IBAN, and is between 14 and 34 digits long. Use our IBAN checker to make sure the IBAN you have is in the right format.

How much can I send to Netherlands?

You can send up to 6 million Euro (EUR) per transfer. Please keep in mind, if you want to send more than 1.2 million Euro (EUR), you’ll need to transfer it from your Wise account. This means: You’ll need to add the currency that you want to convert from, and the currency to convert to Euro (EUR). You’ll need to add money to your source currency. You can instantly convert the money to Euro (EUR) once it’s in your Wise account. Once the conversion is done, you can simply withdraw your money from your Wise account.

How long does a money transfer to Netherlands take?

Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Netherlands

Name: Wise
Rating: 4.8 (1030000 reviews)

Save on your online money transfer to Netherlands from Hong Kong. Transfer Hong Kong dollar to Euro quickly, safely and join over 14.8 million people using Wise.

Send money from Netherlands to Hong Kong instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

Today - in seconds

Total fees

Included in HKD amount

You could save up to 430.34 HKD

Send money to Netherlands

Save on your online money transfer to Netherlands from Hong Kong. Transfer Hong Kong dollar to Euro quickly, safely and join over 14.8 million people using Wise.

Send money from Netherlands to Hong Kong instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

Today - in seconds

Total fees

Included in HKD amount

You could save up to 430.34 HKD

Compare fees for when you send money to Netherlands

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

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Sending 10,000 HKD with	Recipient gets(Total after fees)
	1,079.84 EUR
Transfer fee 46.98 HKD Exchange rate(1 HKD EUR) 0.1085 Exchange rate markup 0 HKD Cost of transfer 46.98 HKD

	1,072.16 EUR- 7.68 EUR
Transfer fee 65 HKD Exchange rate(1 HKD EUR) 0.1079 Exchange rate markup 53.16 HKD Cost of transfer 118.16 HKD

	1,070.19 EUR- 9.65 EUR
Transfer fee 70 HKD Exchange rate(1 HKD EUR) 0.1078 Exchange rate markup 66.40 HKD Cost of transfer 136.40 HKD

	1,033.43 EUR- 46.41 EUR
Transfer fee 38.99 HKD Exchange rate(1 HKD EUR) 0.1037 Exchange rate markup 437.50 HKD Cost of transfer 476.49 HKD

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	Hang Seng	HSBC HK	PayPal
Recipient gets (Total after fees)	1,079.84 EUR	1,072.16 EUR	1,070.19 EUR	1,033.43 EUR
Exchange rate (1 HKDEUR)	0.108494	0.107917	0.107774	0.103747
Exchange rate markup	0 HKD	53.16 HKD	66.40 HKD	437.50 HKD
Transfer fee	46.98 HKD	65 HKD	70 HKD	38.99 HKD
Total transfer cost	46.98 HKD	118.16 HKD	136.40 HKD	476.49 HKD

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This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Netherlands from Hong Kong

Enter amount to send in HKD.

Pay in HKD with your debit card or credit card, or send the money from your online banking.

Choose recipient in Netherlands.

Select who you want to send money to and which pay-out method to use.

Send HKD, receive EUR.

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to Netherlands

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Netherlands with WISE

The best way to send Hong Kong dollar to Euro is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit card
Credit card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Apple Pay
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Cheapest way to send money to Netherlands from Hong Kong

The cheapest way to send 10,000 HKD to Netherlands is by using money that's in your Wise account and costs 44.26 HKD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

HKD

EUR

Sending 10,000 HKD	Transfer cost
Wise account	44.26 HKD

Bank transfer	46.98 HKD

Debit card	443.85 HKD

Credit card	466.75 HKD

Apple Pay	480.44 HKD

Google Pay	480.44 HKD

Fastest way to send money to Netherlands from Hong Kong

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

HKD

EUR

Sending 10,000 HKD	Should arrive
Wise account	in seconds

Bank transfer	in seconds

Debit card	in seconds

Credit card	in seconds

Apple Pay	in seconds

Google Pay	in seconds