Who can I send South African rand (ZAR) to?

You can send South African rand (ZAR) to individual and business bank accounts in South Africa only.

What information do I need about my recipient?

You’ll need their: full name, local account number, which is 7-11 digits (no letters), bank name and BIC/Swift, email address.

How much can I send to South Africa?

You can send up to the equivalent of 1 million British pound (GBP) to an account in South African rand (ZAR).

How long does a money transfer to South Africa take?

Once we receive and convert your money, it usually takes 0-1 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

What other information should I know?

We can’t send South African rand (ZAR) to Namibia or Swaziland/Eswatini. Payments will be sent through the Swift network , or one of our partners, Exchange4Free or Sikhona. Due to South African regulations, when receiving money from abroad, both personal and business recipients need to fill out a form called a mandate. This is used to send a report to the South African Reserve Bank. Because of this, one of our South African partners, Exchange4Free* or Sikhona Money Transfers**, will email or send an SMS to your recipient with a link to this form. If the information isn’t provided on time, the bank may reject the payment. * For Exchange4Free, if your recipient fills in the form before 12:00 PM South Africa time (SAST), your transfer will arrive next day at the latest. ** We are still in the beta phase with Sikhona Money Transfers. If your payment is sent via Sikhona, your transfer will arrive to your recipient approximately 30 minutes after they’ve filled out the form.

Send money to South Africa

Name: Wise
Rating: 4.8 (1030000 reviews)

Save on your online money transfer to South Africa from Hong Kong. Transfer Hong Kong dollar to South African rand quickly, safely and join over 14.8 million people using Wise.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Thursday

Total fees

Included in HKD amount

You could save up to 267.72 HKD

Send money to South Africa

Save on your online money transfer to South Africa from Hong Kong. Transfer Hong Kong dollar to South African rand quickly, safely and join over 14.8 million people using Wise.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Thursday

Total fees

Included in HKD amount

You could save up to 267.72 HKD

Compare fees for when you send money to South Africa

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Get started

Sending 10,000 HKD with	Recipient gets(Total after fees)
	20,144.83 ZAR
Transfer fee 132.87 HKD Exchange rate(1 HKD ZAR) 2.0416 Exchange rate markup 0 HKD Cost of transfer 132.87 HKD

	19,589.51 ZAR- 555.32 ZAR
Transfer fee 65 HKD Exchange rate(1 HKD ZAR) 1.9718 Exchange rate markup 342.09 HKD Cost of transfer 407.09 HKD

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	Hang Seng
Recipient gets (Total after fees)	20,144.83 ZAR	19,589.51 ZAR
Exchange rate (1 HKDZAR)	2.04161	1.97177
Exchange rate markup	0 HKD	342.09 HKD
Transfer fee	132.87 HKD	65 HKD
Total transfer cost	132.87 HKD	407.09 HKD

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to South Africa from Hong Kong

Enter amount to send in HKD.

Pay in HKD with your debit card or credit card, or send the money from your online banking.

Choose recipient in South Africa.

Select who you want to send money to and which pay-out method to use.

Send HKD, receive ZAR.

The recipient gets money in ZAR directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to South Africa

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to South Africa with WISE

The best way to send Hong Kong dollar to South African rand is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit card
Credit card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Apple Pay
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Cheapest way to send money to South Africa from Hong Kong

The cheapest way to send 10,000 HKD to South Africa is by using money that's in your Wise account and costs 128.68 HKD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

HKD

ZAR

Sending 10,000 HKD	Transfer cost
Wise account	128.68 HKD

Bank transfer	132.87 HKD

Debit card	528.72 HKD

Credit card	551.57 HKD

Apple Pay	565.22 HKD

Google Pay	565.22 HKD

Fastest way to send money to South Africa from Hong Kong

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

HKD

ZAR

Sending 10,000 HKD	Should arrive
Wise account	by Thursday

Bank transfer	by Thursday

Debit card	by Thursday

Credit card	by Thursday

Apple Pay	by Thursday

Google Pay	by Thursday