Who can I send Swiss franc (CHF) to?

You can send Swiss franc (CHF) to any Swiss franc (CHF) bank account in Switzerland or Liechtenstein.

What information do I need about my recipient?

You’ll need the recipient’s full name and their IBAN. This should be 21 characters long and begin with CH.

Can I pay by QR-type IBAN (QR-bill)?

Yes. To do this, you’ll need two codes found on the QR bill your recipient sent you: The QR IBAN, which is 21 digits. It starts with CH, and its fifth digit is 3. This is found at the top of the invoice. The QR reference, which is 27 digits. This is found in the section below the QR-IBAN. When you’re setting up your payment on Wise, enter the QR-IBAN into the IBAN field. In the next step, when you are confirming your payment, you need to add the QR reference. This option is found at the bottom of the screen. If you don’t enter your QR reference, your payment won’t be successful.

How much can I send to Switzerland?

This depends on our limits on the currency you’re sending from. If you go under or above it, we’ll tell you.

How long does a money transfer to Switzerland take?

Once Wise receives and converts your money, it takes 1-3 working days to arrive in your recipient’s account. Learn more about how long transfers take .

Send money to Switzerland

Name: Wise
Rating: 4.8 (1030000 reviews)

Save on your online money transfer to Switzerland from Hong Kong. Transfer Hong Kong dollar to Swiss franc quickly, safely and join over 14.8 million people using Wise.

Send money from Switzerland to Hong Kong instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Wednesday 01:00

Total fees

Included in HKD amount

You could save up to 416.88 HKD

Send money to Switzerland

Save on your online money transfer to Switzerland from Hong Kong. Transfer Hong Kong dollar to Swiss franc quickly, safely and join over 14.8 million people using Wise.

Send money from Switzerland to Hong Kong instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Wednesday 01:00

Total fees

Included in HKD amount

You could save up to 416.88 HKD

Compare fees for when you send money to Switzerland

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

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Sending 10,000 HKD with	Recipient gets(Total after fees)
	983.35 CHF
Transfer fee 52.63 HKD Exchange rate(1 HKD CHF) 0.0989 Exchange rate markup 0.65 HKD Cost of transfer 53.28 HKD

	976.50 CHF- 6.85 CHF
Transfer fee 70 HKD Exchange rate(1 HKD CHF) 0.0983 Exchange rate markup 52.94 HKD Cost of transfer 122.94 HKD

	976.11 CHF- 7.24 CHF
Transfer fee 65 HKD Exchange rate(1 HKD CHF) 0.0983 Exchange rate markup 61.87 HKD Cost of transfer 126.87 HKD

	942.46 CHF- 40.89 CHF
Transfer fee 38.99 HKD Exchange rate(1 HKD CHF) 0.0946 Exchange rate markup 429.61 HKD Cost of transfer 468.60 HKD

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	HSBC HK	Hang Seng	PayPal
Recipient gets (Total after fees)	983.35 CHF	976.50 CHF	976.11 CHF	942.46 CHF
Exchange rate (1 HKDCHF)	0.0988553	0.0983383	0.0982500	0.0946145
Exchange rate markup	0 HKD	52.29 HKD	61.23 HKD	428.99 HKD
Transfer fee	52.63 HKD	70 HKD	65 HKD	38.99 HKD
Total transfer cost	52.63 HKD	122.29 HKD	126.23 HKD	467.98 HKD

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This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Switzerland from Hong Kong

Enter amount to send in HKD.

Pay in HKD with your debit card or credit card, or send the money from your online banking.

Choose recipient in Switzerland.

Select who you want to send money to and which pay-out method to use.

Send HKD, receive CHF.

The recipient gets money in CHF directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to Switzerland

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Switzerland with WISE

The best way to send Hong Kong dollar to Swiss franc is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit card
Credit card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Apple Pay
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Cheapest way to send money to Switzerland from Hong Kong

The cheapest way to send 10,000 HKD to Switzerland is by using money that's in your Wise account and costs 52.39 HKD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

HKD

CHF

Sending 10,000 HKD	Transfer cost
Wise account	52.39 HKD

Bank transfer	52.63 HKD

Debit card	449.54 HKD

Credit card	472.45 HKD

Apple Pay	486.13 HKD

Google Pay	486.13 HKD

Fastest way to send money to Switzerland from Hong Kong

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

HKD

CHF

Sending 10,000 HKD	Should arrive
Wise account	by Wednesday 01:00

Bank transfer	by Wednesday 01:00

Debit card	by Wednesday 01:00

Credit card	by Wednesday 01:00

Apple Pay	by Wednesday 01:00

Google Pay	by Wednesday 01:00