Who can I send Hong Kong dollar (HKD) to?

You can send Hong Kong dollar (HKD) to any individual or business bank account in Hong Kong that’s denominated in Hong Kong dollar (HKD).

What information do I need about my recipient?

You send Hong Kong dollar (HKD) to someone’s local bank account details or FPS ID. To send to a local bank account, you’ll need their: full name, in Latin characters (a–z) only 9–12 digit local account number 3-digit bank code (also known as the clearing code) Local address For local bank accounts, there are 2 different formats for account numbers. We need the type that starts with a 3-digit branch code, then a 6–9 digit account number. It should look like this: 123-456789-111. To send to an FPS ID, you’ll need their: full name, in English characters (a–z) only an email, FPS ID (7 or 9 digits), or mobile number linked to a recipient account local address For FPS ID, if you’re sending to a mobile number, please include +852 followed by a dash. It should look like this: +852-12345678.

How much can I send to Hong Kong?

You can send up to 20 million Hong Kong dollar (HKD) per transfer.

How long does a money transfer to Hong Kong take?

Once Wise receives and converts your money, it usually takes 1–3 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Is there any other information I need to know?

If you’re sending a lot of money, we need extra information about your transfer. This could be the date of birth of your recipient, and the reason for your transfer.

4.8 ★ on App Store 152K reviews

4.8 ★ on Google Play 1.3M reviews

Send money to Hong Kong from Singapore

Name: Wise
Rating: 4.8 (1030000 reviews)

Fast, low-cost, and secure online money transfers to Hong Kong from Singapore.

Send money from Hong Kong to Singapore instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (52h)

You send exactly

Recipient gets

Paying with

PayNow

PayNow fee
0 SGD
Our fee
130.93 SGD

Volume discount

-17.91 SGD

Total included fees (0.23%)
113.02 SGD

Should arrive in seconds

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

4.8 ★ on App Store 152K reviews

4.8 ★ on Google Play 1.3M reviews

Send money to Hong Kong from Singapore

Fast, low-cost, and secure online money transfers to Hong Kong from Singapore.

Send money from Hong Kong to Singapore instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (52h)

You send exactly

Recipient gets

Paying with

PayNow

PayNow fee
0 SGD
Our fee
130.93 SGD

Volume discount

-17.91 SGD

Total included fees (0.23%)
113.02 SGD

Should arrive in seconds

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

How to send money to Hong Kong from Singapore

Enter amount to send in SGD.

Pay in SGD with your debit card or credit card, or send the money from your online banking.

Choose recipient in Hong Kong.

Select who you want to send money to and which pay-out method to use.

Send SGD, receive HKD.

The recipient gets money in HKD directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Hong Kong from Singapore with WISE

The best way to send Singapore dollar to Hong Kong dollar is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Hong Kong from Singapore

The cheapest way to send 50,000 SGD to Hong Kong is by using money that's in your Wise account and costs 112.80 SGD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

SGD

HKD

Sending 50,000 SGD	Transfer cost
Wise account	112.80 SGD

Bank transfer	113.02 SGD

Fastest way to send money to Hong Kong from Singapore

Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

SGD

HKD

Sending 50,000 SGD	Should arrive
Wise account	in seconds

Bank transfer	in seconds