Who can I send Hong Kong dollar (HKD) to?

You can send Hong Kong dollar (HKD) to any individual or business bank account in Hong Kong that’s denominated in Hong Kong dollar (HKD).

What information do I need about my recipient?

You send Hong Kong dollar (HKD) to someone’s local bank account details or FPS ID. To send to a local bank account, you’ll need their: full name, in Latin characters (a–z) only 9–12 digit local account number 3-digit bank code (also known as the clearing code) Local address For local bank accounts, there are 2 different formats for account numbers. We need the type that starts with a 3-digit branch code, then a 6–9 digit account number. It should look like this: 123-456789-111. To send to an FPS ID, you’ll need their: full name, in English characters (a–z) only an email, FPS ID (7 or 9 digits), or mobile number linked to a recipient account local address For FPS ID, if you’re sending to a mobile number, please include +852 followed by a dash. It should look like this: +852-12345678.

How much can I send to Hong Kong?

You can send up to 20 million Hong Kong dollar (HKD) per transfer.

How long does a money transfer to Hong Kong take?

Once Wise receives and converts your money, it usually takes 1–3 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Is there any other information I need to know?

If you’re sending a lot of money, we need extra information about your transfer. This could be the date of birth of your recipient, and the reason for your transfer.

Send money to Hong Kong from New Zealand

Name: Wise
Rating: 4.8 (1030000 reviews)

Fast, low-cost, and secure online money transfers to Hong Kong from New Zealand.

Send money from Hong Kong to New Zealand instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (71h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 NZD
Our fee
135.78 NZD

Volume discount

-5.01 NZD

Total included fees (0.26%)
130.77 NZD

Should arrive by Friday 01:00

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to Hong Kong from New Zealand

Fast, low-cost, and secure online money transfers to Hong Kong from New Zealand.

Send money from Hong Kong to New Zealand instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (71h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 NZD
Our fee
135.78 NZD

Volume discount

-5.01 NZD

Total included fees (0.26%)
130.77 NZD

Should arrive by Friday 01:00

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Save when you send money to Hong Kong from New Zealand

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Sending 1,000 NZD with	Recipient gets(Total after fees)
	4,799.06 HKD
Transfer fee 5 NZD Exchange rate(1 NZD HKD) 4.82317 Exchange rate markup -18.42 NZD Cost of transfer -13.42 NZD

	4,718.58 HKD- 80.48 HKD
Transfer fee 3.83 NZD Exchange rate(1 NZD HKD) 4.73672 Exchange rate markup -0.16 NZD Cost of transfer 3.67 NZD

	4,659.71 HKD- 139.35 HKD
Exchange rate(1 NZD HKD) 4.65971 Exchange rate markup 16.10 NZD

	4,626.47 HKD- 172.59 HKD
Transfer fee 5 NZD Exchange rate(1 NZD HKD) 4.64972 Exchange rate markup 18.21 NZD Cost of transfer 23.21 NZD

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This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	ANZ NZ	Wise	BNZ	ASB NZ
Recipient gets (Total after fees)	4,799.06 HKD	4,718.58 HKD	4,659.71 HKD	4,626.47 HKD
Exchange rate markup	-18.25 NZD	0 NZD	16.26 NZD	18.37 NZD
Exchange rate (1 NZDHKD)	4.82317	4.73672	4.65971	4.64972
Transfer fee	5 NZD	3.83 NZD	0 NZD	5 NZD
Total transfer cost	-13.25 NZD	3.83 NZD	16.26 NZD	23.37 NZD

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We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Hong Kong from New Zealand

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send HKD to any personal or business bank accounts in Hong Kong denominated in HKD. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from New Zealand dollar to Hong Kong dollar. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in New Zealand dollars by bank transfer, card, POLi, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Hong Kong from New Zealand

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send HKD to any personal or business bank accounts in Hong Kong denominated in HKD. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from New Zealand dollar to Hong Kong dollar. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in New Zealand dollars by bank transfer, card, POLi, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Hong Kong from New Zealand

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send HKD to any personal or business bank accounts in Hong Kong denominated in HKD. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from New Zealand dollar to Hong Kong dollar. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in New Zealand dollars by bank transfer, card, POLi, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Hong Kong from New Zealand with WISE

The best way to send New Zealand dollar to Hong Kong dollar is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Hong Kong from New Zealand

The cheapest way to send 50,000 NZD to Hong Kong is from a Wise balance and costs 130.88 NZD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

NZD

HKD

Sending 50,000 NZD	Transfer cost
Wise balance	130.88 NZD

Bank transfer	130.77 NZD

Fastest way to send money to Hong Kong from New Zealand

Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

NZD

HKD

Sending 50,000 NZD	Should arrive
Wise balance	in seconds

Bank transfer	by Friday 01:00