Who can I send Hong Kong dollar (HKD) to?

You can send Hong Kong dollar (HKD) to any individual or business bank account in Hong Kong that’s denominated in Hong Kong dollar (HKD).

What information do I need about my recipient?

You send Hong Kong dollar (HKD) to someone’s local bank account details or FPS ID. To send to a local bank account, you’ll need their: full name, in Latin characters (a–z) only 9–12 digit local account number 3-digit bank code (also known as the clearing code) Local address For local bank accounts, there are 2 different formats for account numbers. We need the type that starts with a 3-digit branch code, then a 6–9 digit account number. It should look like this: 123-456789-111. To send to an FPS ID, you’ll need their: full name, in English characters (a–z) only an email, FPS ID (7 or 9 digits), or mobile number linked to a recipient account local address For FPS ID, if you’re sending to a mobile number, please include +852 followed by a dash. It should look like this: +852-12345678.

How much can I send to Hong Kong?

You can send up to 20 million Hong Kong dollar (HKD) per transfer.

How long does a money transfer to Hong Kong take?

Once Wise receives and converts your money, it usually takes 1–3 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Is there any other information I need to know?

If you’re sending a lot of money, we need extra information about your transfer. This could be the date of birth of your recipient, and the reason for your transfer.

Send money to Hong Kong from Japan

Name: Wise
Rating: 4.8 (1030000 reviews)

Fast, low-cost, and secure online money transfers to Hong Kong from Japan.

Send money from Hong Kong to Japan instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (15h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 JPY
Our fee
32,819 JPY

Volume discount

-566 JPY

Total included fees (0.72%)
32,253 JPY

Should arrive by Monday 01:00

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Save when you send money to Hong Kong from Japan

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Sending 10,000 JPY with	Recipient gets(Total after fees)
	522.49 HKD
Transfer fee 276 JPY Exchange rate(1 HKD JPY) 18.6111 Exchange rate markup 0 JPY Cost of transfer 276 JPY

	489.48 HKD- 33.01 HKD
Transfer fee 499 JPY Exchange rate(1 HKD JPY) 19.4103 Exchange rate markup 412 JPY Cost of transfer 911 JPY

	433.77 HKD- 88.72 HKD
Transfer fee 1,750 JPY Exchange rate(1 HKD JPY) 19.0192 Exchange rate markup 215 JPY Cost of transfer 1,965 JPY

	340.97 HKD- 181.52 HKD
Transfer fee 3,500 JPY Exchange rate(1 HKD JPY) 19.0632 Exchange rate markup 237 JPY Cost of transfer 3,737 JPY

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	PayPal	Rakuten	SMBC
Recipient gets (Total after fees)	522.49 HKD	489.48 HKD	433.77 HKD	340.97 HKD
Exchange rate markup	0 JPY	412 JPY	215 JPY	237 JPY
Exchange rate (1 HKDJPY)	18.6111	19.4103	19.0192	19.0632
Transfer fee	276 JPY	499 JPY	1,750 JPY	3,500 JPY
Total transfer cost	276 JPY	911 JPY	1,965 JPY	3,737 JPY

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Hong Kong from Japan

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send HKD to any personal or business bank accounts in Hong Kong denominated in HKD. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Japanese yen to Hong Kong dollar. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Japanese yen by bank transfer, debit card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Hong Kong from Japan with WISE

The best way to send Japanese yen to Hong Kong dollar is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Hong Kong from Japan

The cheapest way to send 4,500,000 JPY to Hong Kong is from a Wise balance and costs 32,158 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

JPY

HKD

Sending 4,500,000 JPY	Transfer cost
Wise balance	32,158 JPY

Bank transfer	32,253 JPY

Fastest way to send money to Hong Kong from Japan

Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

JPY

HKD

Sending 4,500,000 JPY	Should arrive
Wise balance	in seconds

Bank transfer	by Monday 01:00