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Send money to India

Save on your online money transfer to India from from Canada. Transfer Canadian dollar to Indian rupee quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (95h)
  • Domestic wire transfer fee
    0.31 CAD
  • Our fee
    248.40 CAD

  • Volume discount

    -3.28 CAD

Total included fees (0.61%)
245.43 CAD
  • You could save up to 984.80 CAD

Should arrive by Monday, April 7

You're sending a lot so we discounted our fee

Get fees as low as 0.1%.

Learn more

Send money to India

Save on your online money transfer to India from from Canada. Transfer Canadian dollar to Indian rupee quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (95h)
  • Domestic wire transfer fee
    0.31 CAD
  • Our fee
    248.40 CAD

  • Volume discount

    -3.28 CAD

Total included fees (0.61%)
245.43 CAD
  • You could save up to 984.80 CAD

Should arrive by Monday, April 7

You're sending a lot so we discounted our fee

Get fees as low as 0.1%.

Learn more

Compare fees for when you send money to India

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Remitly
Remitly
Wise
Wise
RBC Royal Bank of Canada
Royal Bank of Canada
Scotiabank
Scotiabank

Recipient gets

(Total after fees)

59,840 INR59,589.02 INR58,035.68 INR57,146.05 INR

Exchange rate markup

4.04 CAD0 CAD34.07 CAD46.98 CAD

Exchange rate

(1 CADINR)

59.840060.082958.035757.2600

Transfer fee

0 CAD8.22 CAD0 CAD1.99 CAD

Total transfer cost

4.04 CAD8.22 CAD34.07 CAD48.97 CAD

We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.

This applies when you pay in via bank transfer. How do we collect this data?
  • We’re regulated in every available region
  • We help 12.8 million customers move £30bn every quarter, worldwide
  • Your transactions are extra-secure with our 2-factor authentication

How to send money to India from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send INR to any bank account in India — including NRO and NRE accounts — or a UPI ID. Your recipient doesn't need Wise to receive money.
  • If your recipient has Wise, you can look them up on our network and send to them in seconds.
  • Enter the amount you want to send from Canadian dollar to Indian rupee. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account.Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to India from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send INR to any bank account in India — including NRO and NRE accounts — or a UPI ID. Your recipient doesn't need Wise to receive money.
  • If your recipient has Wise, you can look them up on our network and send to them in seconds.
  • Enter the amount you want to send from Canadian dollar to Indian rupee. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account.Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to India from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send INR to any bank account in India — including NRO and NRE accounts — or a UPI ID. Your recipient doesn't need Wise to receive money.
  • If your recipient has Wise, you can look them up on our network and send to them in seconds.
  • Enter the amount you want to send from Canadian dollar to Indian rupee. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account.Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

  • Earn discounts when you send over 20,000 GBP.
  • Get dedicated support from a team of specialists in large transfers.

Secure money transfers to India

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to India with WISE

The best way to send Canadian dollar to Indian rupee is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Cheapest way to send money to India from Canada

The cheapest way to send 40,000 CAD to India is from a Wise balance and costs 244.31 CAD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

CAD

INR

Sending 40,000 CADTransfer cost
Wise balance244.31 CAD

Bank transfer245.43 CAD

Send money to India from Canada with the Wise app

Looking for an app to send money to India? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Send money to India from Canada with the Wise app

Looking for an app to send money to India? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

4.3 / 5 on Trustpilot from 254,555 reviews

Do more with Wise in Canada

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for Canadian dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

Frequently asked questions

See where Wise works