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Send money to China

Save on your online money transfer to China from from Canada. Transfer Canadian dollar to Chinese yuan quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (95h)
  • Domestic wire transfer fee
    0.31 CAD
  • Our fee
    70.61 CAD

Total included fees (0.90%)
70.92 CAD
  • You could save up to 214.06 CAD

Should arrive by Monday, April 7

Send money to China

Save on your online money transfer to China from from Canada. Transfer Canadian dollar to Chinese yuan quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (95h)
  • Domestic wire transfer fee
    0.31 CAD
  • Our fee
    70.61 CAD

Total included fees (0.90%)
70.92 CAD
  • You could save up to 214.06 CAD

Should arrive by Monday, April 7

Compare fees for when you send money to China

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Remitly
Remitly
Wise
Wise

Recipient gets

(Total after fees)

5,075.66 CNY5,048.61 CNY

Exchange rate markup

6.81 CAD0 CAD

Exchange rate

(1 CADCNY)

5.083235.11811

Transfer fee

1.49 CAD13.58 CAD

Total transfer cost

8.30 CAD13.58 CAD

We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.

This applies when you pay in via bank transfer. How do we collect this data?
  • We’re regulated in every available region
  • We help 12.8 million customers move £30bn every quarter, worldwide
  • Your transactions are extra-secure with our 2-factor authentication

How to send money to China from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Canadian dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account.Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Canadian dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account.Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Canadian dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account.Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

  • Earn discounts when you send over 20,000 GBP.
  • Get dedicated support from a team of specialists in large transfers.

Secure money transfers to China

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to China with WISE

The best way to send Canadian dollar to Chinese yuan is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

  • Wise account

    Wise account

    If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.

  • Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

Cheapest way to send money to China from Canada

The cheapest way to send 7,884.66 CAD to China is from a Wise balance and costs 69.76 CAD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

CAD

CNY

Sending 7,884.66 CADTransfer cost
Wise balance69.76 CAD

Bank transfer70.92 CAD

Direct debit95.05 CAD

PIX84.93 CAD

Send money to China from Canada with the Wise app

Looking for an app to send money to China? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Send money to China from Canada with the Wise app

Looking for an app to send money to China? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

4.3 / 5 on Trustpilot from 254,525 reviews

Do more with Wise in Canada

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for Canadian dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

Frequently asked questions

See where Wise works