Who can I send Canadian dollar (CAD) to?

You can send Canadian dollar (CAD) to any bank account in Canada.

What information do I need about my recipient?

If you’re sending to a bank account, you’ll need their: full name, up to 35 characters, using English characters (a–z) only 3-digit bank institution number 5-digit transit number 7–12 digit account number, without spaces If your recipient doesn’t know this information, here’s how to find their institution and transit number . If your recipient has a bank account that supports Interac, you can send them a transfer using their registered email address. When you set up your payment to Canadian dollar (CAD), just choose the Interac tab and enter this. But you won’t get this option if you’re sending from Singapore dollar (SGD), Australian dollar (AUD), New Zealand dollar (NZD), Brazilian real (BRL), and Indian rupee (INR).

How much can I send to Canada?

There’s no limit when you send Canadian dollar (CAD) to your recipient’s bank using a bank transfer. You can send up to 25,000 Canadian dollar (CAD) to an email address using Interac. Double-check if your bank offers this option first.

How long does a money transfer to Canada take?

Once Wise receives and converts your money, it usually takes 1 working day to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Are there any restrictions on sending to Canadian dollar (CAD)?

You can’t send to brokerages or intermediary banks. You can only send to checking and savings accounts. You can’t send Canadian dollar (CAD) to Canadian US dollar (USD) accounts. Make sure your recipient’s bank account is in Canadian dollar (CAD).

Is there any other information I need to know?

The reference you type in for your recipient won’t show in their account. If you’d like them to see the reference, make sure you enter their email address correctly when you set up the transfer. If you’re sending Canadian dollar (CAD) by Interac, your recipient will get two emails: one from Interac with the link to claim the funds, and one from Wise with the PIN. If your recipient doesn’t claim the money in 3 calendar days, the payment gets refunded to you and you need to set up a new transfer.

Send money to Canada from India

Name: Wise
Rating: 4.8 (1030000 reviews)

Fast, low-cost, and secure online money transfers to Canada from India.

Send money from Canada to India instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (24h)

You send exactly

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 INR
Our fee
9,287.69 INR

Total included fees (1.16%)
9,287.69 INR

You could save up to 39,515.71 INR

Should arrive by Monday, June 23

Save when you send money to Canada from India

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Sending 10,000 INR with	Recipient gets(Total after fees)
	149.70 CAD
Transfer fee 512.60 INR Exchange rate(1 CAD INR) 63.3758 Exchange rate markup 0 INR Cost of transfer 512.60 INR

	118.43 CAD- 31.27 CAD
Transfer fee 2,245 INR Exchange rate(1 CAD INR) 65.4827 Exchange rate markup 321.75 INR Cost of transfer 2,566.75 INR

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	AXIS Bank
Recipient gets (Total after fees)	149.70 CAD	118.43 CAD
Exchange rate markup	0 INR	321.75 INR
Exchange rate (1 CADINR)	63.3758	65.4827
Transfer fee	512.60 INR	2,245 INR
Total transfer cost	512.60 INR	2,566.75 INR

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This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Canada from India

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Canada to any bank account in Canada. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Indian rupee to Canadian dollar. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Indian rupees by bank transfer or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Canada from India with WISE

The best way to send Indian rupee to Canadian dollar is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Canada from India

The cheapest way to send 800,000 INR to Canada is from a Wise balance and costs 8,962.85 INR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

INR

CAD

Sending 800,000 INR	Transfer cost
Wise balance	8,962.85 INR

Bank transfer	9,287.69 INR

Fastest way to send money to Canada from India

Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

INR

CAD

Sending 800,000 INR	Should arrive
Wise balance	by Saturday

Bank transfer	by Monday, June 23