Send money to China
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
Send money to China
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
Compare fees for when you send money to China
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
 Western Union |  Wise |  NatWest |  RBS | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 9,199.01 CNY | 9,192.96 CNY | 9,066.93 CNY | 9,066.93 CNY |
Exchange rate (1 GBPCNY) | 9.22660 | 9.29737 | 9.06693 | 9.06693 |
Exchange rate markup | 7.61 GBP | 0 GBP | 24.78 GBP | 24.78 GBP |
Transfer fee | 2.99 GBP | 11.23 GBP | 0 GBP | 0 GBP |
Total transfer cost | 10.60 GBP | 11.23 GBP | 24.78 GBP | 24.78 GBP |
We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.
How to send money to China from South Africa
Enter amount to send in GBP.
Pay in GBP with your debit card or credit card, or send the money from your online banking.
Choose recipient in China.
Select who you want to send money to and which pay-out method to use.
Send GBP, receive CNY.
The recipient gets money in CNY directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team
Secure money transfers to China
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Best ways to send money to China with WISE
The best way to send British pound to Chinese yuan is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Using Swift to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
How to receive money in China
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
IBAN
IBAN
You can make easy IBAN transfers from both inside and outside Europe. All you need is the recipient’s name and account details. Learn more about IBAN transfers.
Swift
Swift
To send a quick and secure Swift payment, all you'll need is your recipient’s IBAN number. It’s that easy. Learn more about Swift payments.
Email
Email
To make payments using only email, all you need is your recipient’s email address. Learn more about Email transfers.
Cheapest way to send money to China from South Africa
The cheapest way to send GBP to China is by using money that's in your Wise account and costs 40.54 GBP. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
GBP
CNY
| Sending GBP | Transfer cost | ||
|---|---|---|---|
| Wise account | 40.54 GBP | ||
| PISP | 40.72 GBP | ||
| Bank transfer | 40.72 GBP | ||
| Debit card | 182.74 GBP | ||
| Credit card | 139.74 GBP | ||
| Swift | 40.72 GBP | ||
| Apple Pay | 139.74 GBP | ||
Fastest way to send money to China from South Africa
Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
GBP
CNY
| Sending GBP | Should arrive | ||
|---|---|---|---|
| Wise account | in 4 hours | ||
| PISP | in 4 hours | ||
| Bank transfer | in 4 hours | ||
| Debit card | in 4 hours | ||
| Credit card | in 4 hours | ||
| Swift | by Thursday | ||
| Apple Pay | in 4 hours | ||
Send money to China from South Africa with the Wise app
Looking for an app to send money to China? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to China from South Africa with the Wise app
Looking for an app to send money to China? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
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Do more with Wise in South Africa
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Frequently asked questions
See where Wise works
- Send money
- Account details
- Hold and convert money
