Send money by swift

Name: Wise
Rating: 4.8 (1030000 reviews)

Send money by swift from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

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Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Thursday

Total fees

Included in EUR amount

8.71 EUR volume discount

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money by swift

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Thursday

Total fees

Included in EUR amount

8.71 EUR volume discount

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Sending 30,000 EUR with	Recipient gets(Total after fees)
	560,292.59 ZAR
Transfer fee 207.82 EUR Exchange rate(1 EUR ZAR) 18.8067 Exchange rate markup 0 EUR Cost of transfer 207.82 EUR

	559,167.36 ZAR- 1,125.23 ZAR
Transfer fee 38 EUR Exchange rate(1 EUR ZAR) 18.6626 Exchange rate markup 229.94 EUR Cost of transfer 267.94 EUR

	556,682.25 ZAR- 3,610.34 ZAR
Transfer fee 15 EUR Exchange rate(1 EUR ZAR) 18.5654 Exchange rate markup 384.98 EUR Cost of transfer 399.98 EUR

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	Rabobank	BNP Paribas
Recipient gets (Total after fees)	560,292.59 ZAR	559,167.36 ZAR	556,682.25 ZAR
Exchange rate (1 EURZAR)	18.8067	18.6626	18.5654
Exchange rate markup	0 EUR	229.94 EUR	384.98 EUR
Transfer fee	207.82 EUR	38 EUR	15 EUR
Total transfer cost	207.82 EUR	267.94 EUR	399.98 EUR

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This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money by swift in 3 easy steps

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Send EUR, receive ZAR.

The recipient gets money in ZAR directly from Wise’s local bank account.

Create free account now

What is Swift money transfer?

Making a Swift money transfer with Wise is as easy as sending a wire to anyone else. You’ll be able to use your own bank’s online or mobile banking service, or set up your Swift transfer by phone, or in a branch - whatever you’d normally do. That makes a Swift money transfer familiar and convenient, no matter where you’re sending money to.

Swift money transfers with Wise may have the highest available payment limits, and your money will usually be received pretty quickly by Wise. That means Wise can get it moving to your recipient quicker, too.

Learn more about using Swift wire transfers.

Online money transfer fees

How much does it cost to send money by swift?

To send money by swift with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 30,000 EUR to ZAR is by using money that's in your Wise account and costs 207.01 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

ZAR

Sending 30,000 EUR	Transfer cost
Wise account	207.01 EUR

Bank transfer	249.96 EUR

Fastest way to send money abroad

A money transfer by swift (EUR-ZAR) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

EUR

ZAR

Sending 30,000 EUR	Should arrive
Wise account	by Thursday

Bank transfer	by Thursday

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Send money
Account details
Hold and convert money

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Send money by swift

Send money by swift

See how much it costs to send money abroad

How to send money by swift in 3 easy steps

Enter amount to send in EUR.

Choose your recipient.

Send EUR, receive ZAR.

What is Swift money transfer?

Online money transfer fees

How much does it cost to send money by swift?

Cheapest way to send money abroad

Fastest way to send money abroad

See where Wise works

How we keep your money safe

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