We offer Interest and Stocks as part of our Assets product. Learn how to use Interest and Stocks
We’d like to offer Interest and Stocks to everyone, but right now it's only available to residents of the following regions. If your country isn’t listed, we'll let you know when it’s coming your way.
UK
Interest and Stocks are available to consumers and businesses that are residents in the UK, subject to applicable rules and regulations. British overseas territories are not yet included.
We can’t onboard every type of business — if you don’t see the option to switch a Jar or balances to Interest or Stocks, that means we can’t onboard your business. We’ll let you know when that changes.
If your address is in the UK you can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Stocks | iShares World Equity Index Fund (LU) Class N2 EUR Managed by BlackRock |
| Interest-earning fund (GBP) | BlackRock ICS Sterling Government Liquidity Fund Premier Acc T0 (GBP) Managed by BlackRock* |
| Interest-earning fund (EUR) | BlackRock ICS Euro Government Liquidity Fund Premier Acc T0 (EUR) Managed by BlackRock |
| Interest-earning fund (USD) | BlackRock ICS US Treasury Fund Premier ACC (USD) Managed by BlackRock |
*Customers opening a balance or jar after 14th of February 2024 will invest in one of two available share classes of the same BlackRock ICS Sterling Government Liquidity Fund. Either 'Premier Acc (GBP) (Accumulating) IE00B43PVC83' OR 'Premier Acc T0 (GBP) (Accumulating) IE00B40L6351'
EEA
Interest and/or Stocks are available to consumers and/or businesses that are residents in Austria, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Latvia, Lithuania, Luxembourg, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden and is subject to applicable rules and regulations.
Feature availability my vary by country — see here for EEA Interest and Stocks details
Singapore
Interest and Stocks are available to consumers and businesses that are residents in Singapore. We can’t onboard every type of business — if you don’t see the option to switch a Jar to Interest or Stocks, we can’t onboard your business. We’ll let you know when that changes.
If your address is in Singapore you can switch your balances and Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (SGD) | LionGlobal SGD Money Market Fund SGD Class A Managed by Lion Global Investors Ltd. |
| Interest-earning fund (USD) | FTGF Western Asset US Government Liquidity Fund A USD ACC Managed by Franklin Templeton |
| Stocks (USD) | Infinity Global Stock Index Fund USD Class Managed by Lion Global Investors Ltd. |
Australia
Interest is available to consumers and businesses that are residents in Australia, subject to applicable rules and regulations.
If your address is in Australia you can switch your balances or Jars to:
| Assets | Fund |
|---|---|
| Interest-earning fund (AUD) | Franklin Government Cash Fund Managed by Franklin Templeton Private Limited |
| Interest-earning fund (USD) | Franklin Government Cash Fund Managed by Franklin Templeton Private |
What happens if I hold my money in Interest or Stocks and I move countries?
Any money that you invested in a balance or Jar before you moved countries will remain invested.
Once you’ve moved countries:
You can continue to add money into existing Interest and Stocks balances or Jars — and we'll invest it as usual.
You can't switch other balances or Jars to Interest or Stocks, until you move back to a country where they are available.
If you decide to switch your invested balances or Jars back to cash, you can't switch that balance or Jar back to Interest or Stocks.
There are some exceptions:
US or Israel – if your new address is in the US or Israel, we’ll switch your invested balances and Jars back to cash. This means we’ll sell all your units as soon as the address has been updated.
Canada – if you move from Singapore and your new address is in Canada, we’ll switch any USD balances or Jars invested in Interest back to cash. This means we’ll sell all your units as soon as the address has been updated.
Can I use Interest and Stocks if I’m a US citizen/tax payer?
Not yet. Because of how our fund partner is regulated we can’t onboard US citizens/tax payers. You can’t switch your balances and Jars to Interest or Stocks if you have US dual citizenship either.
While Wise Interest isn't available in the US, there are other ways you can earn interest through Wise.
Learn more about earning interest on your Wise account if you live in the US