Send money to the UK from the US
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
Savings on this transfer, and eligible transfers for the rest of the month.
Send money to the UK from the US
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
Savings on this transfer, and eligible transfers for the rest of the month.
Save when you send money to the UK from the US
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
 Wise |  Chase (US) | |
|---|---|---|
Recipient gets (Total after fees) | 22,154.18 GBP | 21,678.90 GBP |
Exchange rate (1 USDGBP) | 0.740960 | 0.722630 |
Exchange rate markup | 0 USD | 742.15 USD |
Transfer fee | 100.71 USD | 0 USD |
Total transfer cost | 100.71 USD | 742.15 USD |
How to send money to the UK from the US
Enter amount to send in USD.
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose recipient in the UK.
Select who you want to send money to and which pay-out method to use.
Send USD, receive GBP.
The recipient gets money in GBP directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 20,000 GBP or equivalent — fees from 0.1%. Plus get dedicated support from our expert team
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Best ways to send money to the UK from the US with WISE
The best way to send United States dollar to British pound is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
How to receive money in the UK from the US
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
IBAN
IBAN
You can make easy IBAN transfers from both inside and outside Europe. All you need is the recipient’s name and account details. Learn more about IBAN transfers.
Swift
Swift
To send a quick and secure Swift payment, all you'll need is your recipient’s IBAN number. It’s that easy. Learn more about Swift payments.
Email
Email
To make payments using only email, all you need is your recipient’s email address. Learn more about Email transfers.
Cheapest way to send money to the UK from the US
The cheapest way to send 30,000 USD to the UK is by using money that's in your Wise account and costs 96.27 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
USD
GBP
| Sending 30,000 USD | Transfer cost | ||
|---|---|---|---|
| Wise account | 96.27 USD | ||
| Bank transfer | 102.70 USD | ||
| Direct debit | 147.39 USD | ||
Fastest way to send money to the UK from the US
Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
USD
GBP
| Sending 30,000 USD | Should arrive | ||
|---|---|---|---|
| Wise account | in seconds | ||
| Bank transfer | by Wednesday | ||
| Direct debit | in seconds | ||
Send money to the UK from the US with the Wise app
Looking for an app to send money to the UK from the US? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to the UK from the US with the Wise app
Looking for an app to send money to the UK from the US? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
4.3 / 5 on Trustpilot from 280,303 reviews
Do more with Wise in the UK
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any foreign transaction fees.
- 3.26%On GBP
Earn returns
Earn returns every working day, and spend them instantly. Capital at risk, growth not guaranteed.1
Frequently asked questions
See where Wise works
- Send money
- Account details
- Hold and convert money
- Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 11/02/2026. The Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.