Who can I send Euro (EUR) to?

You can send Euro (EUR) to any SEPA country . You can also send Euro (EUR) to countries outside of the SEPA zone , but this might cost more.

What information do I need about my recipient?

You’ll need to know their full name and bank account number. In Europe, this is a code called an IBAN, and is between 14 and 34 digits long. Use our IBAN checker to make sure the IBAN you have is in the right format.

How much can I send to Europe?

You can send up to 6 million Euro (EUR) per transfer. Please keep in mind, if you want to send more than 1.2 million Euro (EUR), you’ll need to transfer it from your Wise account. This means: You’ll need to open a balance for the currency you want to convert from, and the currency to convert to Euro (EUR). You’ll need to add money to your source currency balance. You can instantly convert the money to Euro (EUR) once it’s in your Wise account. Once the conversion is done, you can simply withdraw your money from your Wise account.

How long does a money transfer to Europe take?

Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Europe

Name: Wise
Rating: 4.8 (1030000 reviews)

Save on your online money transfer to Europe from the UK. Transfer United States dollar to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Europe to the UK instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (8h)

You send exactly

Recipient gets

Paying with

Wire transfer

Wire transfer fee
6.11 USD
Our fee
87.62 USD

Volume discount

-3.34 USD

Total included fees (0.30%)
90.39 USD

Should arrive by Friday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to Europe

Save on your online money transfer to Europe from the UK. Transfer United States dollar to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Europe to the UK instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (8h)

You send exactly

Recipient gets

Paying with

Wire transfer

Wire transfer fee
6.11 USD
Our fee
87.62 USD

Volume discount

-3.34 USD

Total included fees (0.30%)
90.39 USD

Should arrive by Friday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Compare fees for when you send money to Europe

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Get started

Sending 1,000 USD with	Recipient gets(Total after fees)
	878.31 EUR
Transfer fee 5.48 USD Exchange rate(1 USD EUR) 0.883150 Exchange rate markup 0 USD Cost of transfer 5.48 USD

	852.19 EUR- 26.12 EUR
Transfer fee 5 USD Exchange rate(1 USD EUR) 0.856476 Exchange rate markup 30.20 USD Cost of transfer 35.20 USD

	837.64 EUR- 40.67 EUR
Transfer fee 4.99 USD Exchange rate(1 USD EUR) 0.841841 Exchange rate markup 46.77 USD Cost of transfer 51.76 USD

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	Chase (US)	PayPal
Recipient gets (Total after fees)	878.31 EUR	852.19 EUR	837.64 EUR
Exchange rate markup	0 USD	30.20 USD	46.77 USD
Exchange rate (1 USDEUR)	0.883150	0.856476	0.841841
Transfer fee	5.48 USD	5 USD	4.99 USD
Total transfer cost	5.48 USD	35.20 USD	51.76 USD

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This applies when you pay in via bank transfer. How do we collect this data?

We’re FCA authorised. View our listing on the FCA register
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Europe from the UK

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Europe to any bank account in Europe. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from United States dollar to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Europe from the UK

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Europe to any bank account in Europe. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from United States dollar to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Europe from the UK

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Europe to any bank account in Europe. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from United States dollar to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Earn discounts when you send over 20,000 GBP.
Get dedicated support from a team of specialists in large transfers.

Secure money transfers to Europe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Europe with WISE

The best way to send United States dollar to Euro is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Direct Debit
Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

Cheapest way to send money to Europe from the UK

The cheapest way to send 30,000 USD to Europe is from a Wise balance and costs 83.95 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

USD

EUR

Sending 30,000 USD	Transfer cost
Wise balance	83.95 USD

Bank transfer	90.39 USD

Direct debit	135.10 USD

Fastest way to send money to Europe from the UK

Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

USD

EUR

Sending 30,000 USD	Should arrive
Wise balance	by Friday

Bank transfer	by Friday

Direct debit	by Friday