how interest works
Earn a return while you grow your business
Earn a variable return on AUD and USD by opening a Wise account and investing in a fund that holds government-guaranteed assets. Send like normal, all while you grow. Capital at risk.
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*Capital at risk, growth not guaranteed.
Interest is the name of a custody and nominee service provided by Wise Australia Investments Pty Ltd in partnership with Franklin Templeton. The funds aim to maximise current income through a portfolio of government-backed instruments. These include, for example, short-term Australian government fixed income securities and bank deposits. You may have to pay tax on your earnings — for example, capital gains tax.
Rates
The fund rate we show is the yield to maturity, which is the estimated total annual return of the portfolio, assuming all bonds are held until maturity and interest payments are reinvested.
3.16% on AUD
After 0.72% annual fee
3.25% on USD
After 0.72% annual fee
Keeping your money safe
When you invest with Interest, you invest in low-risk government-guaranteed assets.
Daily gains, instant access
Any returns are added every working day and you can use them right away to ease your cash flow. Growth not guaranteed.
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1 This general advice presented by Wise Australia Investments Pty Ltd (AFSL: 545411) has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the product is appropriate for your financial circumstance and read the fund’s Product Disclosure Statement before making a decision on the advice.
Investments can fluctuate, and your capital is at risk. Interest is not a deposit product and your capital is not protected under the Financial Claims Scheme. The Variable rate is based on the Yield to Maturity as of 17 July 2024 and is exclusive of Wise fees. Past performance does not guarantee future growth. Franklin Templeton is the issuer and fund manager of the Franklin Templeton Cash Fund.
Interest is offered by Wise Australia Investments Pty Ltd ACN 659 961 083. Wise Australia Investments Pty Ltd holds an Australian Financial Services licence (AFSL) number 545411 issued by the Australian Securities & Investments Commission (ASIC).
Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you’re uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website {link AU page}.
Investments can fluctuate, and your capital is at risk. Interest is not a deposit product and your capital is not protected under the Financial Claims Scheme. The Variable rate is based on the Yield to Maturity as of 17 July 2024 and is exclusive of Wise fees. Past performance does not guarantee future growth. Franklin Templeton is the issuer and fund manager of the Franklin Templeton Cash Fund.
Interest is offered by Wise Australia Investments Pty Ltd ACN 659 961 083. Wise Australia Investments Pty Ltd holds an Australian Financial Services licence (AFSL) number 545411 issued by the Australian Securities & Investments Commission (ASIC).
Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you’re uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website {link AU page}.