Send money globally for less

Move your money where it matters. Save up to 3x on international transfers and spend money worldwide, without any hidden fees.
 Rate guaranteed (82h)
  • PayID fee
    0 AUD
  • Our fee
    7.66 AUD

Total included fees (0.77%)
7.66 AUD
  • You could save up to 71.24 AUD

Should arrive in 20 minutes

Send money globally for less

Move your money where it matters. Save up to 3x on international transfers and spend money worldwide, without any hidden fees.
 Rate guaranteed (82h)
  • PayID fee
    0 AUD
  • Our fee
    7.66 AUD

Total included fees (0.77%)
7.66 AUD
  • You could save up to 71.24 AUD

Should arrive in 20 minutes

  • Trusted by millions
    Millions of customers globally move around 21 billion AUD each month
  • Regulated
    Wise is regulated by the Australian Securities & Investments Commission in Australia
  • 24/7 customer support
    Get help from 1,000s of specialists any time over email, phone and chat

Do more with Wise in Australia

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for Australian dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

  • 3.16%On AUD

    Earn returns

    Earn returns every working day, and spend them instantly. Capital at risk.1

Built for business too

Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 600,000 businesses thriving with Wise.

Disappoint thieves

Every month, millions of our personal and business customers trust us to move over 21 billion AUD of their money.

How we keep your money safe
Login lock illustration
  • Our dedicated fraud and security teams work to keep your money safe

  • We use 2-factor authentication to protect your account

  • We hold your money with established financial institutions

Manage your money worldwide

Save money when you send, spend and get paid in over 40+ currencies. All you need, in one account, whenever you need it.
Open an account

Get paid in different currencies, fast

Request and receive money directly with Wise, and get paid easily with account details in top currencies. It's even slicker when you sync your contacts.

The card that's always got the right currency

Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.

Boost your balances

Start with a cent. Enjoy a 3.16% variable rate return on your AUD balance while you send and spend freely with Wise Interest. Capital at risk — growth not guaranteed.1

A woman holds a device displaying a notification of earning £29.56 in Wise interest since the start

"They make our life split between two continents possible. Transfers are simple and very, very fast."

"Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers."

"I use Wise to pay a mortgage in a different country each month. Superb. That simple."

"The best money travel buddy! Wise makes finances easier to deal with instantly."

"Wise has been a lifesaver for me as a student in a foreign country."

Meet money without borders

We're building the best way to move and manage the world's money. Min fees. Max ease. Full speed.

Get the app for managing money everywhere

Wise works nearly everywhere

  • Australian dollar
  • British pound
  • Euro
  • United States dollar
  • United Arab Emirates dirham
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Colombian peso
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand
  1. This general advice presented by Wise Australia Investments Pty Ltd (AFSL: 545411) has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the product is appropriate for your financial circumstance and read the fund's Product Disclosure Statement before making a decision on the advice.

    Investments can fluctuate, and your capital is at risk. Interest is not a deposit product and your capital is not protected under the Financial Claims Scheme. The Variable rate is based on the Yield to Maturity as of 28/02/2025 and is exclusive of Wise fees. Past performance does not guarantee future growth. Franklin Templeton is the issuer and fund manager of the Franklin Templeton Cash Fund.

    Interest is offered by Wise Australia Investments Pty Ltd ACN 659 961 083. Wise Australia Investments Pty Ltd holds an Australian Financial Services licence (AFSL) number 545411 issued by the Australian Securities & Investments Commission (ASIC). The currency account is provided by Wise Australia Pty Ltd (AFSL: 513764).

    Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.