How interest works
Earn a return while you grow your business
Earn returns on SGD, GBP, EUR and USD by opening a Wise account and investing in an interest-earning fund. Spend any time, all while you grow. Capital at risk*.
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*The return for SGD is based on annualised amortised rate as of 19/09/2025 and the return for GBP, EUR and USD are based on 7 day performance as of 28/09/2025. Rates do not guarantee future growth. Rates are not guaranteed and is projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not indicator of future growth.
Turn on Interest
1
Your money will be invested in an interest-earning fund that holds short-term loans to governments and large companies.
Get gains daily
2
Returns are added to your money every working day — and you can use them right away.
Spend any time
3
Continue to send and spend your money. With Interest, there’s no need to lock your money away.
Interest is offered in partnership with Lion Global and Fidelity, through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments.
rates
The rate we show is how much your money could grow over a year. The rates for SGD are based on annualised amortised rate as of 19/09/2025 and the rates for USD, EUR and GBP are based on 7 day performance as of 28/09/2025. Past performance doesn’t guarantee future growth.
1.66% on SGD
After 0.68% annual fee
3.71% on GBP
After 0.44% annual fee
1.64% on EUR
After 0.44% annual fee
3.91% on USD
After 0.44% annual fee
Keeping your money safe
The fund Interest uses is designed to be stable and is considered low risk because the assets are guaranteed by governments, or invested in large companies with high credit ratings.
Daily gains, instant access
Returns are added every working day and you can use them right away to ease your cash flow. Your team can continue to send and spend, all while getting a return. Growth not guaranteed.
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All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the product and funds on our website.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
This advertisement has not been reviewed by the Monetary Authority of Singapore.