Who can I send Philippine peso (PHP) to?

You can send Philippine peso (PHP) to any individual and business bank accounts in the Philippines. You can also send to GCash, Maya (formerly known as PayMaya), GrabPay, Starpay, Bayad Wallet, TayoCash, ShopeePay, and JuanCash.

What information do I need about my recipient?

For transfers to bank accounts, you’ll need their full name, bank name and 6-18 digit long bank account number.

How much can I send to Philippines?

If you're sending to a bank account the limit per transfer is: 490,000 Philippine peso (PHP) if you live in the Philippines 9 million Philippine peso (PHP) if you live outside of the Philippines If you’re sending to a mobile wallet, such as GCash or Maya, the limit per transfer is 49,999 Philippine peso (PHP). Mobile wallet providers might have their own receiving or transfer limits, so if your payment gets rejected ask the recipient to check with their provider.

How long does a money transfer to Philippines take?

Once we receive and convert your money, transfers to Philippine peso (PHP) are instant up to 50,000 Philippine peso (PHP). For larger amount transfers, money usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Philippines from the UK

Name: Wise
Rating: 4.8 (1030000 reviews)

Fast, low-cost, and secure online money transfers to Philippines from the UK.

Send money from Philippines to the UK instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Wednesday

Total fees and taxes

Included in GBP amount

6.44 GBP volume discount

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to Philippines from the UK

Fast, low-cost, and secure online money transfers to Philippines from the UK.

Send money from Philippines to the UK instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Wednesday

Total fees and taxes

Included in GBP amount

6.44 GBP volume discount

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Save when you send money to Philippines from the UK

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Sending 25,000 GBP with	Recipient gets(Total after fees)
	1,934,382.95 PHP
Transfer fee 145.89 GBP Exchange rate(1 GBP PHP) 77.8295 Exchange rate markup 0 GBP Cost of transfer 145.89 GBP

	1,923,937.55 PHP- 10,445.40 PHP
Exchange rate(1 GBP PHP) 76.9575 Exchange rate markup 280.10 GBP

	1,908,289.07 PHP- 26,093.88 PHP
Exchange rate(1 GBP PHP) 76.3316 Exchange rate markup 481.16 GBP

	1,902,683.71 PHP- 31,699.24 PHP
Transfer fee 15 GBP Exchange rate(1 GBP PHP) 76.1530 Exchange rate markup 538.50 GBP Cost of transfer 553.50 GBP

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

Amount

From

	Wise	Barclays	HSBC	Nationwide
Recipient gets (Total after fees)	1,934,382.95 PHP	1,923,937.55 PHP	1,908,289.07 PHP	1,902,683.71 PHP
Exchange rate (1 GBPPHP)	77.8295	76.9575	76.3316	76.1530
Exchange rate markup	0 GBP	280.10 GBP	481.16 GBP	538.50 GBP
Transfer fee	145.89 GBP	0 GBP	0 GBP	15 GBP
Total transfer cost	145.89 GBP	280.10 GBP	481.16 GBP	553.50 GBP

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This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

We’re regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Philippines from the UK

Enter amount to send in GBP.

Pay in GBP with your debit card or credit card, or send the money from your online banking.

Choose recipient in Philippines.

Select who you want to send money to and which pay-out method to use.

Send GBP, receive PHP.

The recipient gets money in PHP directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Philippines from the UK with WISE

The best way to send British pound to Philippine peso is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
PISP
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Swift
Swift
Using Swift to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.

Cheapest way to send money to Philippines from the UK

The cheapest way to send 25,000 GBP to Philippines is by using money that's in your Wise account and costs 163.23 GBP. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

GBP

PHP

Sending 25,000 GBP	Transfer cost
Wise account	163.23 GBP

PISP	163.40 GBP

Bank transfer	163.40 GBP

Swift	163.40 GBP

Fastest way to send money to Philippines from the UK

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

GBP

PHP

Sending 25,000 GBP	Should arrive
Wise account	by Wednesday

PISP	by Wednesday

Bank transfer	by Thursday

Swift	by Friday, 27 February