Send money to Philippines from abroad
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
Send money to Philippines from abroad
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
Compare fees for when you send money to Philippines
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
 Wise |  Wells Fargo |  Bank of America | |
|---|---|---|---|
Recipient gets (Total after fees) | 56,960.14 PHP | 55,845.94 PHP | 55,770.02 PHP |
Exchange rate (1 USDPHP) | 57.6905 | 55.8459 | 55.7700 |
Exchange rate markup | 0 USD | 31.97 USD | 33.29 USD |
Transfer fee | 12.66 USD | 0 USD | 0 USD |
Total transfer cost | 12.66 USD | 31.97 USD | 33.29 USD |
How to send money to Philippines from abroad
Enter amount to send in USD.
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose your recipient.
Select who you want to send money to and which pay-out method to use.
Send USD, receive PHP.
The recipient gets money in PHP directly from Wise’s local bank account.
How much does it cost to transfer money to Philippines from abroad?
The cheapest way to send 1,000 USD to Philippines is by using money that is in your Wise account and costs 7.04 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
USD
PHP
| Sending 1,000 USD | Transfer cost | ||
|---|---|---|---|
| Wise account | 7.04 USD | ||
| Direct debit | 9.26 USD | ||
| Bank transfer | 14.18 USD | ||
How long will a money transfer to Philippines from abroad?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
USD
PHP
| Sending 1,000 USD | Should arrive | ||
|---|---|---|---|
| Wise account | by Wednesday 08:00 | ||
| Direct debit | by Wednesday 08:00 | ||
| Bank transfer | by Wednesday 08:00 | ||
Best ways to send money to Philippines from abroad with WISE
The best way to send United States dollar to Philippine peso is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money in Philippines from abroad
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
Local bank account
Local bank account
For local bank account transfers you’ll need to have the recipient’s account details to ensure a smooth transfer. Learn more about bank transfers.
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Send money to Philippines from abroad with the Wise app
Looking for an app to send money to Philippines from abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to Philippines from abroad with the Wise app
Looking for an app to send money to Philippines from abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
See where Wise works
- Send money
- Account details
- Hold and convert money
