Who can I send Philippine peso (PHP) to?

You can send Philippine peso (PHP) to any individual and business bank accounts in the Philippines. You can also send to GCash, Maya (formerly known as PayMaya), GrabPay, Starpay, Bayad Wallet, TayoCash, ShopeePay, and JuanCash.

What information do I need about my recipient?

For transfers to bank accounts, you’ll need their full name, bank name and 6-18 digit long bank account number.

How much can I send to Philippines?

If you're sending to a bank account the limit per transfer is: 490,000 Philippine peso (PHP) if you live in the Philippines 9 million Philippine peso (PHP) if you live outside of the Philippines If you’re sending to a mobile wallet, such as GCash or Maya, the limit per transfer is 49,999 Philippine peso (PHP). Mobile wallet providers might have their own receiving or transfer limits, so if your payment gets rejected ask the recipient to check with their provider.

How long does a money transfer to Philippines take?

Once we receive and convert your money, transfers to Philippine peso (PHP) are instant up to 50,000 Philippine peso (PHP). For larger amount transfers, money usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Philippines from Malaysia

Name: Wise
Rating: 4.8 (1030000 reviews)

Fast, low-cost, and secure online money transfers to Philippines from Malaysia.

Send money from Philippines to Malaysia instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Wednesday 08:00

Total fees

Included in MYR amount

Send money to Philippines from Malaysia

Fast, low-cost, and secure online money transfers to Philippines from Malaysia.

Send money from Philippines to Malaysia instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Wednesday 08:00

Total fees

Included in MYR amount

How to send money to Philippines from Malaysia

Enter amount to send in MYR.

Pay in MYR with your debit card or credit card, or send the money from your online banking.

Choose recipient in Philippines.

Select who you want to send money to and which pay-out method to use.

Send MYR, receive PHP.

The recipient gets money in PHP directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Philippines from Malaysia with WISE

The best way to send Malaysian ringgit to Philippine peso is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Philippines from Malaysia

The cheapest way to send 30,000 MYR to Philippines is by using money that's in your Wise account and costs 295.98 MYR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

MYR

PHP

Sending 30,000 MYR	Transfer cost
Wise account	295.98 MYR

Bank transfer	266.30 MYR

Fastest way to send money to Philippines from Malaysia

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

MYR

PHP

Sending 30,000 MYR	Should arrive
Wise account	by Wednesday 08:00

Bank transfer	by Wednesday 08:00