We're changing our fees for sending USD outside the US from 18 June 2025. For new customers, the fees apply from 18 June 2025. For existing customers, new fees apply according to our customer notice period. Read about customer notice periods here.
Fees for sending money for local USD payouts
The total Wise fee will vary depending on the currency you’re sending from and how you pay for your transfer, such as Wire, ACH or your Wise balance — you’ll see the total fee when you set up a transfer.
How do USD payouts work for Hong Kong, Singapore, and Ukraine?
Sending money with the local USD payment network happens through our partnerships with domestic banks. The money travels on domestic payment rails, instead of Swift, which makes your local USD payout faster, ensuring the recipient gets the exact expected amount.
The easiest way to see the total fee is by setting up a transfer in the Wise app. Once you’ve added your recipient, we’ll be able to show you the exact fee — you’ll always see this before you send your money.
Hong Kong
When you're sending USD to a bank account in Hong Kong the total fee for your transaction depends on:
The currency you're converting to
How you pay for your transfer
An additional flat fee of 8.44 USD to cover the cost of using the domestic payment rails in Hong Kong — this helps you avoid additional Swift fees
Examples:
You’re sending USD to Hong Kong and want them to receive $1000 USD. You fund this transfer from your USD balance. Your transfer will cost 9.57 USD (8.44 USD payout fee + 1.13 USD Wise fee).
You’re sending USD to Hong Kong and want them to receive 1000 USD. You fund this transfer via USD Wire. Your transfer will cost 14.55 USD (8.44 USD payout fee + 6.11 USD Wire fee).
You’re sending USD to Hong Kong and want them to receive 1000 USD. You fund this transfer via a EUR bank transfer. Your transfer will cost about 13.11 EUR EUR (7.41 EUR payout fee + 5.70 EUR Wise fee).
Singapore
When you're sending USD to a DBS bank account in Singapore, the total fee for your transaction depends on:
The currency you're converting to
How you pay for your transfer
An additional flat fee of 9.25 USD per transaction to cover the cost of local payment rails.
Send USD to any other bank account in Singapore, and we’ll pay out your USD via Swift. See our fees for using Swift.
Examples:
You’re sending USD to Singapore and want them to receive 1000 USD. You fund this transfer from your USD balance. Your transfer will cost 10.38 USD (9.25 USD payout fee + 0.83 USD target fee + 0.30 USD balance fee).
You’re sending USD to Singapore and want them to receive 1000 USD. You fund this transfer via USD Wire. Your transfer will cost 15.36 USD (9.25 USD payout fee + 6.11 USD Wire fee).
You’re sending USD to Singapore and want them to receive 1000 USD. You fund this transfer via a EUR Bank Transfer. Your transfer will cost 13.82 EUR (8.12 EUR payout fee + 1.54 EUR +0.47% Wise fee).
Ukraine
When you’re sending USD to a Privatbank account in Ukraine, the total fee for your transaction depends on:
The currency you’re converting to
How you pay for the transfer
A variable fee of 2.11% and a 1.13 USD fixed fee to cover the cost of using domestic payment rails and helps avoid additional Swift fees.
Send USD to any other bank account in Singapore, and we’ll pay out your USD via Swift. See our fees for using Swift.
Examples:
You’re sending USD to a Privatbank recipient in Ukraine and you want them to receive 1000 USD. You fund this transfer from your USD balance. Your transfer will cost 23.36 USD (2.26 payout fee (1.13 fixed + 2.11%) + 0.83 USD target fee + 0.30 USD balance fee].
You’re sending USD to a Privatbank recipient in Ukraine and you want them to receive 1000 USD. You fund this transfer via USD Wire. This transfer will cost you 28.34 USD (22.23 USD payout fee + 6.11 USD Wire fee)
You’re sending USD to a Privatbank recipient in Ukraine and you want them to receive 1000 USD. You fund this transfer via EUR bank transfer. Your transfer will cost about 25.27 EUR (19.51 EUR payout fee + 1.54 EUR fixed +0.47% Wise fee).