Send money to China from Japan
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 JPY
- Our fee8,921 JPY
- You could save up to 18,032 JPY
Should arrive by Monday
Send money to China from Japan
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 JPY
- Our fee8,921 JPY
- You could save up to 18,032 JPY
Should arrive by Monday
Save when you send money to China from Japan
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
Wise | Rakuten | SMBC | MUFG Bank | |
---|---|---|---|---|
Recipient gets (Total after fees) | 464.71 CNY | 396.78 CNY | 317.23 CNY | 195.53 CNY |
Exchange rate markup | 0 JPY | 310 JPY | 167 JPY | 151 JPY |
Exchange rate (1 CNYJPY) | 20.1480 | 20.7925 | 20.4898 | 20.4569 |
Transfer fee | 637 JPY | 1,750 JPY | 3,500 JPY | 6,000 JPY |
Total transfer cost | 637 JPY | 2,060 JPY | 3,667 JPY | 6,151 JPY |
How to send money to China from Japan
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money to China from Japan
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money to China from Japan
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Best ways to send money to China from Japan with WISE
The best way to send Japanese yen to Chinese yuan is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money in China from Japan
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
Alipay
Alipay
To send a secure Alipay transfer your recipient must be a Chinese citizen with a Chinese resident ID card. You'll need their Alipay ID and email or mobile phone number. Learn more about Alipay transfers.
WeChat Pay
WeChat Pay
To send a WeChat Pay transfer your recipient must be a Chinese citizen, registered with a Chinese resident ID card. You'll need the recipient’s full name and WeChat ID. Learn more about WeChat Pay.
Cheapest way to send money to China from Japan
The cheapest way to send JPY to China is from a Wise balance and costs 8,809 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
JPY
CNY
Sending JPY | Transfer cost | ||
---|---|---|---|
Wise balance | 8,809 JPY | ||
Bank transfer | 8,921 JPY |
Fastest way to send money to China from Japan
Sending money with Wise is super fast: 64% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
JPY
CNY
Sending JPY | Should arrive | ||
---|---|---|---|
Wise balance | in seconds | ||
Bank transfer | by Monday |
Send money to China from Japan with the Wise app
Looking for an app to send money to China from Japan? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to China from Japan with the Wise app
Looking for an app to send money to China from Japan? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Do more with Wise in China
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Frequently asked questions
See where Wise works
- Send money
- Account details
- Hold and convert money