Send money to China from abroad
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Wire transfer fee6.11 USD
- Our fee41.15 USD
- You could save up to 97.70 USD
Should arrive by Monday, 9 June
Send money to China from abroad
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Wire transfer fee6.11 USD
- Our fee41.15 USD
- You could save up to 97.70 USD
Should arrive by Monday, 9 June
Compare fees for when you send money to China
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
Wise | Bank of America | |
---|---|---|
Recipient gets (Total after fees) | 7,073.73 CNY | 6,914.34 CNY |
Exchange rate markup | 0 USD | 38.28 USD |
Exchange rate (1 USDCNY) | 7.18955 | 6.91434 |
Transfer fee | 16.11 USD | 0 USD |
Total transfer cost | 16.11 USD | 38.28 USD |
How to send money to China from abroad
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money to China from abroad
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money to China from abroad
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How much does it cost to transfer money to China from abroad?
The cheapest way to send USD to China is from a Wise balance and costs 40.77 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
USD
CNY
Sending USD | Transfer cost | ||
---|---|---|---|
Wise balance | 40.77 USD | ||
Bank transfer | 47.26 USD | ||
Direct debit | 50.68 USD |
How long will a money transfer to China from abroad?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
USD
CNY
Sending USD | Should arrive | ||
---|---|---|---|
Wise balance | in 2 hours | ||
Bank transfer | by Monday, 9 June | ||
Direct debit | in 2 hours |
Best ways to send money to China from abroad with WISE
The best way to send United States dollar to Chinese yuan is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
How to receive money in China from abroad
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
Alipay
Alipay
To send a secure Alipay transfer your recipient must be a Chinese citizen with a Chinese resident ID card. You'll need their Alipay ID and email or mobile phone number. Learn more about Alipay transfers.
WeChat Pay
WeChat Pay
To send a WeChat Pay transfer your recipient must be a Chinese citizen, registered with a Chinese resident ID card. You'll need the recipient’s full name and WeChat ID. Learn more about WeChat Pay.
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Send money to China from abroad with the Wise app
Looking for an app to send money to China from abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to China from abroad with the Wise app
Looking for an app to send money to China from abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
See where Wise works
- Send money
- Account details
- Hold and convert money