Send money to China from abroad

Fast, low-cost, and secure online money transfers to China from abroad.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (8h)
  • Wire transfer fee
    6.11 USD
  • Our fee
    41.15 USD

Total included fees (0.84%)
47.26 USD
  • You could save up to 97.70 USD

Should arrive by Monday, 9 June

Send money to China from abroad

Fast, low-cost, and secure online money transfers to China from abroad.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (8h)
  • Wire transfer fee
    6.11 USD
  • Our fee
    41.15 USD

Total included fees (0.84%)
47.26 USD
  • You could save up to 97.70 USD

Should arrive by Monday, 9 June

Compare fees for when you send money to China

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Wise
Wise
Bank of America
Bank of America

Recipient gets

(Total after fees)

7,073.73 CNY6,914.34 CNY

Exchange rate markup

0 USD38.28 USD

Exchange rate

(1 USDCNY)

7.189556.91434

Transfer fee

16.11 USD0 USD

Total transfer cost

16.11 USD38.28 USD
This applies when you pay in via bank transfer. How do we collect this data?
  • We’re regulated in every available region
  • We help 12.8 million customers move £30bn every quarter, worldwide
  • Your transactions are extra-secure with our 2-factor authentication

How to send money to China from abroad

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from United States dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from abroad

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from United States dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from abroad

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from United States dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How much does it cost to transfer money to China from abroad?

The cheapest way to send USD to China is from a Wise balance and costs 40.77 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

USD

CNY

Sending USDTransfer cost
Wise balance40.77 USD

Bank transfer47.26 USD

Direct debit50.68 USD

Best ways to send money to China from abroad with WISE

The best way to send United States dollar to Chinese yuan is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

  • Wise account

    Wise account

    If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.

  • Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Send money to China from abroad with the Wise app

Looking for an app to send money to China from abroad? Sending money is easy with Wise app.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Send money to China from abroad with the Wise app

Looking for an app to send money to China from abroad? Sending money is easy with Wise app.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

See where Wise works

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