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Send money to China from Hong Kong

Fast, low-cost, and secure online money transfers to China from Hong Kong.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (44h)
  • Bank transfer fee
    0 HKD
  • Our fee
    296.86 HKD

Total included fees (0.68%)
296.86 HKD
  • You could save up to 1,349.68 HKD

Should arrive in seconds

Send money to China from Hong Kong

Fast, low-cost, and secure online money transfers to China from Hong Kong.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (44h)
  • Bank transfer fee
    0 HKD
  • Our fee
    296.86 HKD

Total included fees (0.68%)
296.86 HKD
  • You could save up to 1,349.68 HKD

Should arrive in seconds

Save when you send money to China from Hong Kong

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Hang Seng Bank
Hang Seng
Wise
Wise
HSBC
HSBC HK
BEA 東亞銀行
Bank of East Asia

Recipient gets

(Total after fees)

907.52 CNY886.73 CNY848.46 CNY703.15 CNY

Exchange rate markup

9.49 HKD0 HKD9.58 HKD3.31 HKD

Exchange rate

(1 HKDCNY)

0.9075230.9162160.9074410.913188

Transfer fee

0 HKD32.18 HKD65 HKD230 HKD

Total transfer cost

9.49 HKD32.18 HKD74.58 HKD233.31 HKD

We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.

This applies when you pay in via bank transfer. How do we collect this data?
  • We’re regulated in every available region
  • We help 12.8 million customers move £30bn every quarter, worldwide
  • Your transactions are extra-secure with our 2-factor authentication

How to send money to China from Hong Kong

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Hong Kong dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Hong Kong dollar by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from Hong Kong

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Hong Kong dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Hong Kong dollar by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from Hong Kong

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Hong Kong dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Hong Kong dollar by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to China from Hong Kong with WISE

The best way to send Hong Kong dollar to Chinese yuan is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Cheapest way to send money to China from Hong Kong

The cheapest way to send HKD to China is from a Wise balance and costs 293.74 HKD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

HKD

CNY

Sending HKDTransfer cost
Wise balance293.74 HKD

Bank transfer296.86 HKD

Send money to China from Hong Kong with the Wise app

Looking for an app to send money to China from Hong Kong? Sending money is easy with Wise app.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Send money to China from Hong Kong with the Wise app

Looking for an app to send money to China from Hong Kong? Sending money is easy with Wise app.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

4.3 / 5 on Trustpilot from 260,403 reviews

Do more with Wise in China

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for Chinese yuan.

    Receive money fast

    Get paid easily in other currencies with global account details.

Frequently asked questions

See where Wise works