Send money from bank account

Name: Wise
Rating: 4.8 (1030000 reviews)

Send money from bank account from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

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Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

Today - in 2 hours

Total fees

Included in NZD amount

5.99 NZD volume discount

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money from bank account

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

Today - in 2 hours

Total fees

Included in NZD amount

5.99 NZD volume discount

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Sending 50,000 NZD with	Recipient gets(Total after fees)
	42,166.81 AUD
Transfer fee 117.99 NZD Exchange rate(1 NZD AUD) 0.8453 Exchange rate markup 0 NZD Cost of transfer 117.99 NZD

	41,592 AUD- 574.81 AUD
Exchange rate(1 NZD AUD) 0.8318 Exchange rate markup 797.97 NZD

	41,536.75 AUD- 630.06 AUD
Transfer fee 5 NZD Exchange rate(1 NZD AUD) 0.8308 Exchange rate markup 858.42 NZD Cost of transfer 863.42 NZD

	41,428.08 AUD- 738.73 AUD
Exchange rate(1 NZD AUD) 0.8286 Exchange rate markup 991.88 NZD

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	BNZ	ASB NZ	Westpac NZ
Recipient gets (Total after fees)	42,166.81 AUD	41,592 AUD	41,536.75 AUD	41,428.08 AUD
Exchange rate (1 NZDAUD)	0.845331	0.831840	0.830818	0.828562
Exchange rate markup	0 NZD	797.97 NZD	858.42 NZD	991.88 NZD
Transfer fee	117.99 NZD	0 NZD	5 NZD	0 NZD
Total transfer cost	117.99 NZD	797.97 NZD	863.42 NZD	991.88 NZD

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This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money from bank account in 3 easy steps

Enter amount to send in NZD.

Pay in NZD with your debit card or credit card, or send the money from your online banking.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Send NZD, receive AUD.

The recipient gets money in AUD directly from Wise’s local bank account.

Create free account now

What is Bank account money transfer?

Sending a bank account money transfer is familiar and convenient, and often comes with some of the lowest fees available. Depending on who you bank with, you may be able to arrange your payment online, in your bank’s mobile app, by phone or in a branch.

For some payments, you’ll be able to log into your bank’s online or mobile banking service securely and directly from Wise. Or, you can just pick your preferred bank transfer type - online, in your bank’s app, by phone or in person - and arrange the payment there. Add the reference for your Wise payment, to make sure your money can be identified - and you’re done.

To make a bank account money transfer with Wise you’ll need to fund your Wise payment from a bank account in your own name - or the name of your business if you’ve got a Wise Business account. If you have a joint bank account you may be asked to verify this - it’s all part of keeping you and your money safe.

Learn more about using bank transfers.

Online money transfer fees

How much does it cost to send money from bank account?

To send money from bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 50,000 NZD to AUD is by using money that's in your Wise account and costs 119.63 NZD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

NZD

AUD

Sending 50,000 NZD	Transfer cost
Wise account	119.63 NZD

Bank transfer	120.08 NZD

Fastest way to send money abroad

A money transfer from bank account (NZD-AUD) should arrive in 2 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

NZD

AUD

Sending 50,000 NZD	Should arrive
Wise account	in seconds

Bank transfer	in 2 hours

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Send money from bank account

Send money from bank account

See how much it costs to send money abroad

How to send money from bank account in 3 easy steps

Enter amount to send in NZD.

Choose your recipient.

Send NZD, receive AUD.

What is Bank account money transfer?

Online money transfer fees

How much does it cost to send money from bank account?

Cheapest way to send money abroad

Fastest way to send money abroad

See where Wise works

How we keep your money safe

4.3 / 5 on Trustpilot from 280,303 reviews