Holding money
Holding balances, setting up Direct Debits, and using Interest & Stocks.
- Getting started with your Wise account
 - Where do I need to live to hold money with Wise?
 - How Wise keeps your money safe
 - How can I convert money?
 - How do I set up Auto Conversions?
 - What are Jars and how can I keep money in them?
 - How does cashback work if you live in the EEA?
 - Tax information for cashback if you live in the EEA
 - Earning interest on your Wise account if you live in the US
 - Am I eligible for Wise interest in the US, and how can I opt in?
 - Getting verified to earn interest in the US
 - How your taxes work if you earn interest in the US
 - Holding limits if you live in Japan
 - Holding limits if you live in Malaysia
 - Holding limits if you live in Singapore
 - Sending and spending limits if you live in Singapore
 - How to use 'Spend with others'
 - How does BRL cashback work if you live in Brazil?
 
- How Interest works
 - Who can use Interest and Stocks
 - How do I use Interest and Stocks?
 - Using Wise Interest in Australia
 - Is my money safe using Interest and Stocks?
 - Licences and regulators when holding money as Interest and Stocks
 - Managing your money when it's held as Interest
 - What's the risk of holding money as Interest?
 - What fees do I pay when I use Wise Interest?
 - Understanding taxes when using Wise Interest or Stocks
 - What happens to my money when interest rates change?
 - Non-trading days and cut-off times for Interest and Stocks
 - Transferring from Interest currencies or jars
 - Avoiding unexpected processing time for Interest transfers
 - Reconciling your Interest and Stocks with your account integration
 - Check how much you’ve earned from using Interest
 
- How do I use Interest and Stocks?
 - Who can use Interest and Stocks
 - Is my money safe using Interest and Stocks?
 - Licences and regulators when holding money as Interest and Stocks
 - Holding your money as Stocks
 - Managing money in your main account or a jar when it’s held as Stocks
 - What fees do I pay when I hold money as Stocks?
 - What's the risk of investing in Stocks?
 - Understanding how your money is performing when you hold it as Stocks
 - Understanding conversion when you hold money as Stocks
 - Understanding taxes when using Wise Interest or Stocks
 - Information for UK taxpayers holding money in Stocks
 - UK Tax Self-Assessment
 - How do I make a complaint?
 - Non-trading days and cut-off times for Interest and Stocks
 - Transferring money held as Stocks
 - Avoiding unexpected processing time for Stocks transfers
 - Reconciling your Interest and Stocks with your account integration