Transfers over 1 million JPY can be paid out via Swift if you select a Swift recipient. They will be paid out domestically for a lower fee if you select a domestic recipient. That's also the minimum amount you can send in order to pay out JPY by Swift. For transfers below 1 million, we can only send to local recipients.
These transfers incur an additional flat fee on top of our regular % fee. The flat fee differs depending on the currency you’re sending from, and you can see all of the fees below.
| Sending currency | Flat fee |
|---|---|
| from your JPY balance | 181.75 JPY |
| AUD | 4.8 AUD |
| BGN | 6 BGN |
| BRL | 12.8 BRL |
| CAD | 4.6 CAD |
| CHF | 3.5 CHF |
| CZK | 79 CZK |
| DKK | 22.8 DKK |
| EUR | 3 EUR |
| GBP | 2.67 GBP |
| HKD | 27.5 HKD |
| HUF | 965 HUF |
| NOK | 30 NOK |
| NZD | 5 NZD |
| PLN | 13 PLN |
| RON | 14.5 RON |
| SEK | 31.5 SEK |
| SGD | 4.7 SGD |
| USD | 3.5 USD |
| TRY | 18 TRY |
Our flat fees cover all usual Swift charges. So intermediary and beneficiary bank fees shouldn’t be charged on your transfer. But some beneficiary bank may charge your recipient for something else than receiving Swift payments. Unfortunately, there’s no way for Wise to know what this will be in advance.
For the most up to date information on your fees, please see the Terms of Use for your region.