To get started, connect your Xero account to your Wise account.
Once connected, you can manage the following features from your Connection settings:
Import bills to Wise
Mark bills as paid in Xero
Bank feeds
Transactions with Attachments
Card Transactions with Receipts
Importing Bills to Wise
Turn this feature on to see your unpaid bills in real time and pay them seamlessly from Bills.
We won't import any bills you mark as paid in Xero, which means if you paid a bill through another provider and haven’t marked it as paid in Xero, it's still visible in your Bills page on Wise. To see how this feature works in detail, check: How do I import and pay bills from Xero with Wise?
Note, this is only available for businesses in the UK at the moment.
Marking Bills as Paid in Xero
When you pay a bill through your Bills page on Wise, we’ll automatically mark it as paid for you in Xero. Check out our bill payment example below.
This needs a Xero plan that supports multi-currency: How to turn on multicurrency in Xero.
Bank Feeds
With this feature you'll see a list of your Wise transactions in Xero. You can check under Connection settings which Wise balances you connected to which Xero bank accounts. We’ll only sync transactions for balances you connect.
You can only sync your Wise balance to a Xero bank account of the same currency. For example, you can sync your GBP Wise account to a GBP Xero bank account.
We automatically sync every 4 hours, but you can manually sync anytime — just go to Sync options and status from your Xero Connection settings and click on Sync now.
Transactions with Attachments
This feature automatically sends invoices and bills attached to your Wise transactions to Xero. These will be stored as Draft Bills or Draft Invoices in Xero, awaiting your review and publication.
If you have this feature turned on, any transaction attachments from connected balances and jars will be synced to Xero where it will create draft bills and invoices. You would just need to review and publish them. You must have ‘Bank feeds’ turned on to use this feature.
Card Transactions with Receipts
This feature adds to 'Transactions with Attachments' by automatically sending attachments from your Wise card transactions to the "Expense Account" in Xero. Card expenses will be synced as "Spend Money" transactions, with all attachments included as files.
This functionality requires the "Transactions with attachments" feature to be enabled.
Advanced Settings
Advanced settings are not available for new customers. If you don’t see this feature under the connection settings, it means we can’t provide it.
These settings give you additional customisation options, and allow you to:
Sync Bill and Invoice Payments — you can automatically mark bills and invoices as paid in Xero when paid through Wise. We'll match bills and invoices by the recipient name, amount, and reference.
Record Other Transactions as Expenses — you can record Wise payments without a bill or invoice as an Expense in Xero.
Are there any fees associated with the integration?
The integration features have no extra cost, as they are part of your Wise Business account. However, Xero charges a 0.1% fee for international transfers and a 0.2% fee for domestic transfers. These fees are applied by Xero, not Wise — for any questions about Xero's fees, please contact their support team directly.