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Understanding tax when you use Wise Interest or Stocks in Portugal

Find general guidance about taxes and requesting tax statement when using Wise Interest or Stocks.


When you turn on Interest or Stocks, you’re investing in units in an accumulating money market or stocks fund. You can see more information about the funds here.

If you're a tax resident in Portugal, you may need to pay income tax on your Wise fund income.

Income tax can become due when you dispose of units in the fund and you realise a gain — through spending, sending, converting or simply moving money within Wise or to an external account. This will trigger Wise to sell units in the fund, known as disposing.

Filing a tax return

Portugal tax residents may need to report their income and capital gains from the fund in their annual tax returns.

 You can find more information the Portuguese Tax Authorities (PTA) website.

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