How can I pay with a QR code?

QR payments are a convenient way to pay, especially in countries where card payments are not widely accepted yet. Often, QR payments can spare you from the hassle of paying with cash.

With Wise QR, you can pay using only your phone, where you can scan a QR code with the Wise app camera, or import a QR code from your phone gallery. This lets you spend directly from a currency on your Wise Account, just like the Wise card.

How do I pay with QR codes using the Wise app?

1. In your Card tab, swipe left on the image of your card to bring up Pay with QR code or Pay like a local

2. Tap Scan QR code to launch the camera or Import QR code to select one from your photo gallery

3. Scan a supported QR code by camera or select an image that contains a supported QR code

4. Follow the steps to confirm your payment

5. Done! You can review the payment anytime under your transaction list in the Wise app

Which QR codes are supported?

We support payments via:

Supported QR code	What to look for	Where can I use this?	Who can use this?
Wisetag		Anywhere	All Wise customers
PayNow*		Singapore	All customers
Swiss QR-Bill		Switzerland	All customers with a CHF balance and all customers in Switzerland
Hungarian Qvik QR		Hungary	All customers with a HUF balance

We're working on making these options available for customers in all regions and to support more QR codes.

*Additional info for PayNow QR codes

For customers based outside of Singapore, we only support PayNow QR code payments to businesses (e.g. shops, service providers). This payment method isn't available for personal transfers.

PayNow QR has payment limits of:

• 1000 SGD per transaction for all customers

• 20,000 SGD per calendar year for non-SG customers

What is a QR code?

A QR code is a two-dimensional code that you can scan using the camera in the Wise app. They look something like this (you don't need to scan this one when setting up a transfer):

A payment QR code would usually store information about the merchant or recipient names, transaction amount, and currency of payment. This makes the transaction seamless and quick.

How to pay with QR code in China?

In China, paying via QR code (typically with Alipay and WeChat Pay QR codes) is the default payment method. 

While Wise currently doesn't support scanning and paying via QR codes using the Wise app, Wise card customers can still enjoy the Wise exchange rates when paying in China. 

Alipay

See the official guide.

1. Download the Alipay app, and register for an account.

2. Under your Account page, go to Bank Cards to add your Wise card.

3. You can use your passport to complete their verification flow.

4. To make payments, select Pay/Receive on the app home page. Confirm on this screen that the default payment method is the Wise card you've added, where the last 4 digits of the card are displayed.

WeChat Pay

See the official guide.

1. Download the WeChat app, and register for an account.

2. Under your Me page, go to Pay and Services and select Wallet. There, select Bank Cards to add your Wise card.

3. You can use your passport to complete their verification flow.

4. To make payments, go to Pay and Services and select Money. Confirm on this screen that the default payment method is the Wise card you've added, where the last 4 digits of the card are displayed.