What documents will I need to prove my business' source of funds?

When you create and use your Wise business account, we might ask you for proof of where your business money comes from. This is how we’re regulated, and it helps us keep Wise safe for everyone.

You might get asked for proof of your business’ funds:

  • when you open your account

  • if you make an unusually large transfer compared to your business’ normal activity

  • if you move an unusually large amount over time (for example, you move a lot in one month)

Information shown on the document

We need to see where your business' funds come from, so the uploaded document need to show the following:

  • your business income amount (if you have more than one type of income, you’ll have to upload documents for each of them)

  • your business name

  • the issue date

  • signatures, if applicable

If the document you've uploaded doesn't show this information, we might ask for additional supporting documents.

Based on your income type, we accept these documents

Revenue

  • bank statements* from the last 6 months

  • invoices* from the last 6 months

  • service agreements from the last 6 months

  • audited annual statements from the last 12 months

*Our team will reach out to you with the specific documents needed to back the information on your business bank statements

*Invoices are a supporting document only, and we don't accept it as a stand-alone document.

Business loan

Your documents can't be older than 12 months. You can upload:

  • loan agreements

Funding and shareholder investments

Your documents can't be older than 12 months. You can upload:

  • equity agreements

  • subscription agreements

Investments

Your documents can't be older than 12 months. You can upload:

  • share sale certificates

  • asset sale agreements

Grants

Your documents can't be older than 12 months. You can upload:

  • grant award letters

Donations

Your documents can't be older than 12 months. You can upload:

  • donation receipts

  • tax receipts

Other 

  • bank statements* or invoices* from the last 6 months

  • annual statements from the last year

  • gift letters and confirmation letters

Tips to make sure your document is accepted

  • Upload files in PDF, JPEG, or PNG format. We don’t accept other formats. 

  • Don’t edit your documents. 

  • Make sure you upload the full document, with no pages or sections missing. 

  • Upload scanned documents.

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