Wise Business is an online account that lets you make payments, get paid, and spend money around the world with the mid-market exchange rate in over 40 currencies. You can also use it to pay invoices, buy inventory, and handle payroll in over 160 countries.
Here are some tips to help you get started.
It’s quick and easy to open an account
It only takes a few minutes to set up your Wise Business account. You just need to enter some details about yourself and your business. We might need to verify your account before completing any transfers for you.
Learn how to verify your business
If you already have a personal account, you can link your new business account to it, so that you can access both with the same login. You can open a business account from the web or app by selecting Open a business account from your name icon in the corner.
In some regions there's a fee to open a business account or get account details for receiving money. Learn more
We’re not a bank, but we are regulated like one
Since 2011, we’ve helped millions of people and businesses send money to over 70 countries. We’re registered with numerous financial authorities, so you can do business around the world.
We use HTTPS encryption, and two-factor authentication to protect all your transactions and make sure everything is secure. We’ll never misuse or sell your data.
Read customer reviews on Trustpilot
We use the mid-market exchange rate
Banks and services like PayPal often set their own, unfriendly exchange rates. This means you pay more than you need to when you send, spend, or receive money internationally. And they pocket the difference.
At Wise, we never mark up the exchange rate. You'll always get the 'real' mid-market exchange rate – like you’d find on independent sources like Google, XE, or Yahoo Finance. Our customers are already saving over £3 million every day.
You can automate your finances
Our open API lets you connect your account with your business tools. This means you can automate payments and workflows. So you can also build whatever you need to do business better. Get creative!
Wise also works with Xero and your favourite accounting tools. You can connect your accounts to automatically sync your activity, and make accounting a cinch.
You can add other users to your account
Our multi-user access supports different permissions and access levels to suit different needs.
Learn more about multi-user access