For most currencies, if you’re sending money from your account to someone else's balance of the same currency, it’s free. This is changing for customers with an address in Hungary from February 2025 — check here for more information.
If you’re sending money from your account to a bank account outside of Wise, the fee will depend on the currency.
We’ll always charge a conversion fee if you send money to a different currency.
To check how much the fee is, use our pricing page. Just type in the amount you want to send, and choose the currency you’re sending from and to. We’ll show you the exact fee you’ll need to pay.
Please note, if you’re sending USD, EUR, or GBP to a country outside of the US, SEPA Zone or the UK — we’ll charge a higher fee.
Learn more about:
Sending BRL from balance
Due to local regulations, IOF (Imposto sobre Operações Financeiras — financial operations tax) will be charged if you send or withdraw from a BRL balance in another currency.
If you're sending from your personal BRL balance, you can only send to external personal bank accounts that you own.
If you're sending from your business BRL balance, you can only send to external business bank accounts owned by the same entity.