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How does Wise verify my address?

We might ask to verify your address when you use Wise. We’re a financial institution, so we need to know who’s using our service and where they live. It helps us combat money laundering, and keep everyone’s money safe. 

When we verify your address, we ask you to share a document that has the same address that you have on your Wise account. 


What documents we accept 

We’ll ask you to provide a high quality photo or scan of a document showing your valid address.

Proof of address documents we accept

  • Utility bills: gas, electric, or landline phone (no mobile phone bills)

  • Tenancy or rental agreement

  • A bank or credit card statement (photo/scan of a physical letter or PDF of statement)

  • A council tax bill, or a HMRC notification

  • Vehicle registration or tax

  • Photo driving licence showing your address and expiry date

  • Any other government or financial institution-issued document

The document should show:

InfoDetails
Your full nameThis must match the name on your Wise account
Your full personal addressThis must match the address on your Wise account
Date of issueBank statements, utility/council tax bills can't be older than 3 months
A logo, or clear name of the senderLike your bank, your local authority, your utilities provider, etc
The nature of the documentLike the type of bill, subject of the letter, etc

Proof of address documents we don't accept

  • Bank statements, utility bills, or council tax bills that are older than 3 months

  • PO box addresses

  • Address proofs that have been issued to a business — the address proof must be issued to your personal address

  • Driving licenses as a proof of address if it was already used as a proof of identity or if you live in China.

  • Documents issued from Wise, such as Wise statements or transfer receipts

Important to note

  • If we have requested an ID document and an address document, these must be separate documents

  • If you live in a country that recognises both registered addresses and residential addresses, please use your residential address on your Wise account.

  • You can also submit a document from a Local Authority or FCA authorised institution which was issued within the last 12 months. For example, a yearly council tax bill or a letter confirming the opening of a bank account

  • If you're a tenant, we can accept a rental agreement that displays the address, along with your name and your landlord's name, and includes both signatures, as well as the start and end dates of the tenancy.

My address is in New Zealand

If you live in New Zealand and send from NZD we need to verify your identity and address. We don’t accept Kiwi Access Card as identity documents

My address is in Japan

If you live in Japan, you need to confirm your My Number along with your ID. If you don't live in Japan, you just need your ID and a proof of address.

Learn how to change your address if you live in, are moving to, or moving out of Japan


I want to change my address

You typically can edit your address from your Wise account. But, if the address field is greyed out — you can’t change it yourself. This is usually because of regional regulations. Get in touch and we’ll help change it. 

Learn more about changing your address on a business account

Web

  1. Tap on your name on the top right corner

  2. Click on Personal details

  3. Click on Personal information

  4. Enter your new address then click Save

App

  1. Tap on your initials/profile picture on the top left-

  2. Scroll down and tap on Personal details

  3. Click on Personal information

  4. Edit your address and tap Save

Once you’ve done this, we’ll get in touch with you if we need to verify your new address.

What do you do with this information?

Protecting your information is very important to us. All data, financial details, or documents you provide us are stored securely, encrypted, and kept private as per our privacy policy. 

You haven't accepted my document

If we didn't accept your document, here's a few things it could be.

  • It may have some of the information covered. We need to see the full document photo page

  • It may be expired. Please check that your document is still valid before you upload it

  • Your details may not match. Please check that you have entered your name and date of birth correctly on the website

  • We may also need the back of the document. If there is information on both sides, please make sure you upload both for us

  • It may be a document type that we can not accept

  • It may be in a format we can not accept, for example ID documents are not accepted in PDF format. However, if this is the case, you can make a screenshot of the document, and upload that screenshot, as this will be in JPG format, which we can accept

I haven’t heard from you within 5 working days

We’ll email you once we’ve verified you. So be sure to check the email you use to log in to Wise first. And if you have a transfer already in progress, we’ll automatically resume it.

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