Paying with online bill pay

You can send Canadian dollars (CAD) with Wise via online bill pay. Sometimes, it’s called bill payments, or OBT. It’s a cheap and convenient way to send CAD. 

An OBT can take 1-3 working days to arrive to Wise.

Can I use online bill pay with my bank?

Wise is listed as a bill payee with these banks and credit unions in Canada:

• Bank of Montreal

• National Bank of Canada

• Central 1 Credit Unions*

• EQ Bank

• CS Alterna Bank

• Manulife Bank of Canada

• First Calgary Financial

*Many banks are a member of Central 1 Credit Union. If you’re able to add Wise as a bill payee, and your bank is not on this list, then your bank may be a part of Central 1 Credit Union. 

Note that not all banks have us listed — unfortunately, we can't control this. If that's the case for your bank, please reach out to them directly and request to add us to their list of bill payees.

To send bill payments from Central 1 Credit Union (or any of its member banks), set the transfer up as a wire with us. Choose Wise as a bill payee in your online banking to send the bill payment — this way our system will be able to receive it. 

How do I pay with online bill payment?

First set up your transfer and choose to pay with Bill payment

1. Click send

2. Enter how much you'd like to transfer

3. Select a recipient

4. Choose to pay with Bill payment

Learn more about setting up a transfer

Next you'll set up the bill payment with your bank

Although the steps may vary from bank to bank, sending CAD with online bill pay is usually a similar process. Here's what it usually looks like:

1. Log in to your online bank

2. Go to the Bill payments section. It’s usually under transfers.

3. Select Make a payment

4. Select Add a payee

5. Enter the following details about Wise:

   • payee province — ON (Ontario)

   • payee name — Wise or TransferWise. Some banks have not yet updated Wise's name in their systems.

   • account number — your Wise membership number (starts with a P, no spaces or dashes)

6. Select Verify Payee and follow the on-screen instructions to complete the payment to us.

That’s it! Once you’ve added Wise as a bill payee with your bank, you can easily use this payment method again.